Car insurance guide

Is this the amount my insurer will pay?

Reviewed October 2026 · General guidance; your policy wording and insurer decide your claim.

No. ClearClaim gives an estimate using standard rules so that you can decide what to do. It does not approve or reject claims and is not connected to any insurer.

Your insurer’s surveyor inspects the damage and settles the claim under your exact policy wording. Actual amounts can differ, for example because of add-ons, policy exclusions or the surveyor’s assessment of parts.

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