Car insurance guide

What is the repair-quote X-ray?

Reviewed October 2026 · General guidance; your policy wording and insurer decide your claim.

The X-ray takes a workshop quote and splits every line into what the insurer would likely pay and what you would pay, based on the part’s material and your car’s age.

It highlights the lines costing you the most and points out where a repair instead of a replacement, or zero-dep cover, could reduce your share. It runs on your device and is free without signing up.

Should you claim?Try the free quick checkX-ray your repair quoteSee who pays for each line

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