What documents do I need for a claim?
Reviewed October 2026 · General guidance; your policy wording and insurer decide your claim.
Insurers commonly ask for:
• the claim form and a copy of the policy • the vehicle RC (registration certificate) • the driving licence of the person driving • the workshop repair estimate and photos of the damage • KYC details
An FIR is usually needed for theft, a major accident, or when a third party is injured or their property is damaged. Check your insurer’s list, because requirements vary.